There are many important things to consider throughout the process, especially if this is your first home. Here's some information that will keep you on track.

In General....

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Sales Counselor and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Homebuilder Sales Counselor To:

1. Assist you in selecting the home that meets your needs and fits your budget. 
2. Present and explain the options to personalize your new home to your tastes.
3. Explain the complete building and buying process.
4. Arrange for a free site-review of your property to determine the specific requirements for your home and address any special circumstances of your property.
5. Keep you informed on your progress during the buying and financing process. 

Count On Your Loan Officer To:

1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
2. Keep you informed of your loan status throughout the entire process.
3. Keep your Homebuilder informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
4. Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.

Count on Your Mortgage Processor To:

1. Review with you the items you must provide before your approval.
2. Collect documentation from you and present all of it in one package to the underwriting department.
3. Keep you informed throughout the entire financing process

Count On Yourself To:

1. Keep your Homebuilder and Loan Officer informed of any questions or concerns as they develop.
2. Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
3. Enjoy purchasing and building your new home, but do remain objective throughout -- to make the business decisions that are best for you.